Future Scholar PalmettoBaby Program

May 29th is National 529 Day

South Carolina’s Future Scholar 529 College Savings Plan and State Treasurer Curtis Loftis, who administers the plan, are celebrating 529 Day in a very special way.

This year, all PalmettoBabies born on 5/29/2024 are eligible to receive a privately funded $529 grant when their parents open a new Future Scholar account. The deadline to apply for the 2024 PalmettoBaby Grant Program is 9/3/2024.

See details below for more information.

Applying is as easy as 1, 2, 3


Review detailed eligibility rules and guidelines from the State Treasurer’s Office


Click to view rules



Open an account online or mail a completed and signed Future Scholar application to the following:

Regular mail:
Future Scholar 529 Plan
PO Box 219812
Kansas City, MO 64121-9812
For overnight:
Future Scholar 529 College Savings Plan
c/o SS&C GIDS, Inc.
430 W 7th Street STE 219812
Kansas City, MO 64105-1407



Mail a fully completed and signed Future Scholar 529 grant request form and a copy of your child’s South Carolina birth certificate to:

Office of State Treasurer
ATTN: Future Scholar 529 Baby Grant Program
1200 Senate Street, Suite 214
Wade Hampton Office Building
Columbia, SC 29201


Future Scholar 529 Plan Benefits

  • Contributions may be eligible for a South Carolina state income tax deduction.
  • The parent or guardian named on the account retains complete control of the funds to help ensure they are used as intended.
  • Money in your account can be used at any eligible college in the country. For a complete listing, use the School Code search at studentaid.gov.
  • If your child ends up not going to college, the beneficiary can be changed to another qualified family member.
  • Anyone can contribute to the account, so you can allow relatives and friends to help save for this important goal.
  • The Automatic Contribution Plan lets you make easy and ongoing transfers from your bank account.

Questions about the grant program?

Contact Us

Ready to
get started?

Once you’ve enrolled in Future Scholar, it’s easy to make a contribution. Anyone, including parents, grandparents, or other family and friends, can contribute.

Enroll Gifts