Invest in your child's future
with Future Scholar 529.
Future Scholar 529 is a tax-advantaged college savings plan that helps families save for their children’s education whether that be at an in-state, out-of-state, public, or private school. Savings can be used at universities, community colleges, trade schools, apprenticeship programs, graduate schools and to pay for K-12 tuition. By opening a Future Scholar 529 account, you are doing something that matters for the ones who matter most.
Start saving with Future Scholar today!
Enroll Today Give A Gift
Top Reasons to Save
with Future Scholar 529
Click below to learn more
100% of contributions are deductible on the South Carolina tax return. In addition, you'll pay no federal or state tax when you withdraw funds for qualified expenses.
Contributions are tax deductible and earnings grow tax free
Whether your child chooses a technical school, four-year college, graduate school, receives a scholarship or decides not to attend college, Future Scholar offers flexibility to meet your ever-changing needs.
Flexible to adapt to your changing circumstances
Only a small percentage of a 529 account's value is factored in when determining the FASFA student aid index. Grandparent-owned 529 accounts no longer impact a student’s eligibility for need-based financial aid.
Little to no impact on financial aid
Future Scholar offers an age-based option that shifts over time as your child gets closer to college; or you can customize your portfolio from a broad range of low-cost funds.
Wide variety of low-cost investment options to choose from
You can use the funds to pay for a wide range of qualified expenses including college tuition, room and board, K-12 tuition, expenses for apprenticeship programs and more.
Countless ways to use the money saved
No annual account fees means every dollar you contribute is a dollar invested in your child’s future. You can start with any amount and make contributions all along the way.
No annual account fees or minimum contributions
Anyone can contribute to their loved one’s future.
Whether you’re a parent, grandparent, or family friend, there’s no better gift for your child than the gift of a brighter tomorrow. Get started saving today by opening a Future Scholar account. If you have already opened a Future Scholar account for your child, why not ask friends and family to contribute? Our simple gifting platform enables you to send a link for loved ones to contribute directly to your child’s account.
Enroll Today Give A Gift
Interested in learning more about the Future Scholar 529 Plan?
Visit our frequently asked questions and our educational blog to learn more about how Future Scholar 529 can help you prepare for their future.
View FAQs Give A GiftSubscribe to our mailing list
Contact Us
888.244.5674
Monday - Friday
8am - 7pm (EST)
Future Scholar 529 Plan
PO Box 219812
Kansas City, MO 64121-9812
© 2024 South Carolina Office of State Treasurer
Important Disclosures | Privacy and Security | Terms and Conditions
Investing involves risk including the risk of loss of principal. Please consider the investment objectives, risks, charges and expenses carefully before investing. Contact your financial advisor or visit futurescholar.com for a Direct Plan Program Description, which contains this and other important information about the Future Scholar 529 College Savings Plan. Read it carefully before investing. You should also consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds and protection from creditors that are only available for investments in such state's qualified tuition program.
Tax treatment varies by state. The tax information set forth on this website is general in nature and does not constitute tax advice on the part of Columbia Management Investment Distributors, Inc., its affiliates or the South Carolina Office of State Treasurer. Please contact your tax advisor before making any tax related decisions.
The Direct Plan is sold directly by the Program and is limited to a specific group of investors, as described in the Program Description . You may also participate in the Advisor Plan, which is sold exclusively through financial advisors. The Advisor Plan offers additional investment choices, but the fees and expenses are higher. Please contact your financial advisor for additional information on the Advisor Plan.
The Office of State Treasurer of South Carolina (the State Treasurer) administers the Program and has selected Columbia Management Investment Advisers, LLC and Columbia Management Investment Distributors, Inc. (Columbia Management) as Program Manager. Columbia Management and its affiliates are responsible for providing certain administrative, recordkeeping and investment services, and for the marketing of the Program. Columbia Management is not affiliated with the State Treasurer.